In this week's episode, our hosts, Ryan James and Lee Murray dive into a hypothetical loan evaluation scenario using ChatGPT. Discover how Ryan navigates the complexities of assessing financial viability and strategic potential for an e-commerce subscription service.


For more information:
Surety Bank: www.mysuretybank.com
Harvard Murray Consulting: www.harvardmurray.com

Connect on LinkedIn:
  / ryan-james-9b088465  
  / leehmurray  

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(00:00:01) Intro

(00:00:30) AI for Small Business Expansion.

(00:01:07) Loan or No Loan Scenario.

(00:02:05) Evaluation of Loan Scenario.

(00:04:14) Challenges in E-commerce and Subscription Services.

(00:07:31) Lending Considerations for E-commerce.

(00:09:10) Alternative Funding and Expansion Plan.

(00:10:22) Debt Service Coverage and Industry Risks.

(00:11:29) Subscription Models and Business Sustainability.

(00:15:24) Brick and Mortar Expansion and Market Limitations.

(00:17:45) Diversification and Cash Flow Management.

(00:20:13) Offline Expansion and Company Valuation.

(00:20:48) Scratching the Surface.

(00:21:12) Physical Location Limitation.

(00:21:18) Future Plans.